However, you'll still have to manually freeze your credit reports with the other two bureaus. While these are the same service, LifeLock is faster than the credit bureaus. Credit locks are similar to credit freezes, which the three major credit bureaus must provide for free. You can instantly lock and unlock your TransUnion credit report. TransUnion identity lock and reports: LifeLock Advantage gives you access to a monthly credit report and credit score from TransUnion.LifeLock Advantage builds on the services that the standard plan provides. Identity theft insurance up to $25,000: The standard plan also offers $25,000 in reimbursements for stolen funds and up to $1 million in coverage for lawyers and experts.Ĭost: $22.99 monthly or $179.88 for first year, then $239.99 upon renewal. ![]() Dark web monitoring: Dark web monitoring identifies any of your personal information changing hands over dark web sites, which is very hard to do on your own.LifeLock notifies you when someone files an address change request for any mail you expect. USPS address change verification: People may target your mail to gain access to your personal information.Stolen wallet protection: If your wallet gets stolen or lost, you can call LifeLock, and they will help cancel or replace the various cards you had in there, such as credit cards and debit cards, insurance cards, and Social Security cards.US-based identity restoration specialists: The cornerstone of any good identity protection services, restoration specialists guide you through the process of recovering from identity theft.It's worth noting that some free credit monitoring services will monitor one credit bureau for free. ![]() LifeLock Standard also includes credit monitoring from Equifax, one of the three major credit bureaus.
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